Do you need to know how much notice to give on a chapter 13 plan? What happens when a debtor dies? How to file a proof of claim or object to one already filed? When is discovery allowed in bankruptcy? The answers can be found in the bankruptcy rules. Rules: The How To Manual The […]
Axe Falls On Debtor’s Counsel
Just when I think my work here is done, I have a week like last week. Everywhere I looked, the ax was falling on debtor’s counsel. Deservedly so. My Chapter 13 trustee complains that her staff is knee deep in debtor lawyer inattention and mistakes. The UST brings disgorgement motion against lawyer who took fees, […]
When Insurance Can Be The Death Of You
Remember survey courses from college? Kinda like flying low over new territory without ever landing and getting on the ground? That’s what I propose to do with the topic of insurance. Insurance, as we see it in bankruptcy. It isn’t frequently a hot topic, but when it is, the numbers are large and the possibility […]
The More We Get Together
Not a bad place for a weekend, eh? The NACBA convention was great. The two buildings on the left housed the convention. But I’m back in the real world, at home, in the realm of real people with real problems. Kudos to Tara Twomey who had a large hand in selecting the content of the […]
Why Realization Dawns Too Late
This time, I have a question for you. How do we get laymen to see a situation as one involving legal rights rather than just a “life event”? That question was asked of the audience at a training on new legal rights created by the California Homeowner’s Bill of Rights. That bill includes protections for […]
Got These Dates?
Friday The Chapter13 trustees ‘ Academy is sponsoring a free Means Test webinar Friday, April 19, 2:00 Eastern/1:00 Central. (Somehow they forgot to hold the hands of those of us in the Pacific time zone. My sources say that would be 11 am. PDT.) Projected Disposable Income (a/k/a Expected Unrecognizable Outcome): United States Bankruptcy Judge Fredrick E. […]
Projecting Tax Expense In A Life In Flux
When your client’s tax situation is changing, projecting taxes for the means test becomes more challenging. We talked earlier about correcting projected taxes for means test purposes when the situation is stable and the debtor is either under or over-withheld. When there are more moving parts, for tax purposes, you’ve got different adjustments to make. […]